When borrowing money to invest, the structure of the loan is critically important.
We often find that people have used their residential property as security for investment loans, but the trouble with this is that they are usually paying extremely high commercial interest rates. Alternatively, they may be using shares or managed funds as security, and paying a rate that is excessive with a structure in place that is not tax efficient.
Intelligent Finance will review your investment loans and ensure they are arranged using the most ideal structure at a competitive rate. If they are not, we can facilitate and project manage the restructure and approval with the new lender.