You insure your car, your home, contents and more. So why would you not insure the asset that generates all the income – you?
In general, Australians are under insured compared to other countries. If you have mortgages and other financial commitments it is critically important that you consider Income Protection which would enable you to continue to receive an income stream if you are unable to continue working in your current role due to illness or disability.
There is a lot to absorb when considering insurance, so some of the insurers that we deal with will provide the first 3 months insurance cover for free to allow you to decide if it is right for you. If you choose not to continue with the insurance, you can cancel it at no cost. This gives you the benefit of being covered whilst you are making up your mind.